banana chocolate chip bread
Okay, confession time: I’ve tried a LOT of Banana Bread recipes over the years. Like, enough to fill a small library. Some are too dry, some are too dense, and some just… well, they’re fine, but they don’t make you close your eyes and sigh with pure, unadulterated joy. But this banana chocolate chip bread? This is the one. This is the recipe I go back to again and again, the one my friends beg for, and the one that actually gets my kids to put down their tablets and flock to the kitchen when it’s baking. It’s ridiculously moist, packed with melty chocolate pockets, and has that perfect balance of sweet banana goodness that just screams comfort. It’s like a warm hug in loaf form, and honestly, it’s so much better than a basic loaf of banana bread, and way easier than fussing with a complicated cake for a sweet craving.
What is banana chocolate bread?
So, what exactly *is* banana chocolate chip bread, you ask? Think of it as your childhood favorite Banana Bread, all grown up and ready to party. It’s essentially a quick bread, meaning it doesn’t need yeast or a long rise time, making it super accessible even for beginners. The “banana” part comes from ripe, mashed bananas, which are the star of the show, providing incredible moisture and natural sweetness. And the “chocolate chip” part? Well, that’s where the magic truly happens. We’re talking generous amounts of melty, gooey chocolate chips that create little pockets of heaven throughout the tender, moist crumb. It’s the perfect marriage of two universally loved flavors, all wrapped up in a comforting, easy-to-make package. It’s not just cake, and it’s not quite a cookie, it’s this perfect in-between treat that’s incredibly satisfying.
Why you’ll love this recipe?
Let me tell you why this banana Chocolate Chip bread is about to become your new go-to. First off, the **flavor** is just out of this world. The bananas bring this deep, caramelized sweetness, especially if you use really spotty, overripe ones (seriously, don’t toss those!). Then you get these delightful bursts of rich chocolate – dark, milk, semi-sweet, whatever your heart desires. It’s a flavor combination that’s pure joy. Secondly, the **simplicity** is a lifesaver. I’m talking a “dump and stir” kind of situation for most of it. You don’t need any fancy equipment, just a couple of bowls and a whisk. It’s perfect for those busy weeknights when you need a quick dessert or a special breakfast treat without a lot of fuss. And speaking of fuss, this recipe is incredibly **cost-efficient**. Bananas are usually pretty inexpensive, and the rest of the ingredients are pantry staples. You can whip up a fantastic, crowd-pleasing loaf without breaking the bank. Plus, its **versatility** is amazing! It’s fantastic on its own, but I’ll get into some serving ideas later. It’s a recipe that truly delivers on all fronts, making it a winner in my book. It’s even better than some bakery versions I’ve tried, and that’s saying something!
How do you make banana chocolate chip bread?
Quick Overview
The process is wonderfully straightforward. You’ll mash your ripe bananas, whisk together your wet ingredients, then combine them with your dry ingredients. Fold in those glorious chocolate chips, pour the batter into a prepared loaf pan, and bake until golden and a tester comes out clean. The whole thing comes together in under 15 minutes of active prep time, making it incredibly efficient. The key is not to overmix, which ensures that signature tender crumb. We’ll also make a simple glaze to drizzle over the top once it’s cooled a bit, adding an extra touch of sweetness and shine. It’s truly that easy!
Ingredients
For the Main Batter:
You’ll need about 3 very ripe bananas, mashed. The spottier, the better – they have more sugar and a more intense flavor. If your bananas aren’t super ripe, you can bake them in their skins at 350°F (175°C) for about 10-15 minutes until they’re soft and fragrant; just let them cool before mashing. You’ll also need 1/2 cup (113g) unsalted butter, softened to room temperature so it creams nicely with the sugar. Then, 3/4 cup (150g) granulated sugar and 1/4 cup (50g) packed light Brown Sugar – the brown sugar adds a lovely chewiness and moisture. Two large eggs, at room temperature, will bind everything together. And for the dry stuff: 2 cups (250g) all-purpose flour, 1 teaspoon baking soda, 1/2 teaspoon baking powder (for an extra lift), and 1/2 teaspoon salt to balance the sweetness. A pinch of cinnamon is optional but highly recommended for a warm spice note.
For the Filling:
This is the best part! You’ll need 1 cup (170g) of your favorite chocolate chips. I personally love a mix of semi-sweet and Dark Chocolate chunks for a deep flavor and varied texture, but milk chocolate works beautifully too. You can also use chopped chocolate bars for bigger, more irregular melt-in-your-mouth pieces. Some people like to toss their chocolate chips with a tablespoon of flour before adding them to the batter; this helps prevent them from sinking to the bottom, though I find it’s usually not an issue with this recipe if you’re careful not to overmix.
For the Glaze:
This is super simple and adds a lovely finishing touch. You’ll need 1/2 cup (60g) powdered sugar, sifted to avoid lumps. Then, about 2-3 tablespoons of milk (or buttermilk for a slight tang, or even almond milk for a creamier texture – I’ve tested it!). You can also use lemon juice or even a bit of vanilla extract for flavor variation. We want a thick but pourable consistency, so start with less milk and add more as needed.
Step-by-Step Instructions
Step 1: Preheat & Prep Pan
First things first, let’s get the oven going. Preheat it to 350°F (175°C). While the oven heats up, grab a standard 9×5 inch loaf pan. Grease it generously with butter or cooking spray, and then lightly flour it, tapping out any excess. Alternatively, you can line it with parchment paper, leaving a little overhang on the sides to make lifting the loaf out super easy later. This prep step ensures your beautiful banana bread doesn’t stick and comes out in one perfect piece.
Step 2: Mix Dry Ingredients
In a medium bowl, whisk together the all-purpose flour, baking soda, baking powder, salt, and cinnamon (if you’re using it). Whisking these together ensures that the leavening agents are evenly distributed, which means an even rise for your bread. It also helps break up any little lumps in the flour. Make sure you give it a good whisk for about 30 seconds.
Step 3: Mix Wet Ingredients
In a separate larger bowl, cream together the softened butter, granulated sugar, and brown sugar until light and fluffy. This usually takes about 2-3 minutes with an electric mixer, or a bit longer with a sturdy whisk and some elbow grease. Then, beat in the eggs one at a time, mixing well after each addition. Stir in the mashed bananas and vanilla extract until everything is just combined. Don’t worry if the mixture looks a little curdled at this stage; it’s totally normal!
Step 4: Combine
Now, pour the dry ingredients into the wet ingredients. Using a rubber spatula or a wooden spoon, gently fold the dry ingredients into the wet until *just* combined. Stop mixing as soon as you no longer see streaks of dry flour. Overmixing develops the gluten in the flour, which can lead to a tough, dense loaf. We want tender, moist banana bread, so be gentle here!
Step 5: Prepare Filling
If you’re using them, gently fold in your chocolate chips now. Remember, don’t overmix! Just a few quick folds to distribute them evenly throughout the batter. This is also where you can add any other mix-ins you like, like chopped nuts (walnuts or pecans are fantastic!).
Step 6: Layer & Swirl
Pour about half of the batter into your prepared loaf pan and spread it evenly. Then, sprinkle about half of the remaining chocolate chips (if you reserved some for the top). Spoon the rest of the batter over the top and gently spread it out. Sprinkle the remaining chocolate chips on top of the batter. This layering ensures you get melty chocolate goodness in every bite. You can even gently swirl a toothpick through the batter a couple of times to create some lovely chocolatey patterns, but don’t go overboard!
Step 7: Bake
Bake in your preheated oven for 55-65 minutes. The exact time will vary depending on your oven. You’ll know it’s done when the top is golden brown and a wooden skewer or toothpick inserted into the center comes out clean (or with a few moist crumbs attached, but no wet batter). If the top starts to brown too quickly, you can loosely tent it with aluminum foil during the last 15-20 minutes of baking.
Step 8: Cool & Glaze
Once baked, let the banana bread cool in the pan on a wire rack for about 10-15 minutes. This allows it to set up properly. Then, carefully invert it onto the wire rack to cool completely. While it’s cooling, whisk together the powdered sugar and milk (or your liquid of choice) for the glaze until smooth and pourable. Once the bread is mostly cool, drizzle the glaze over the top. Let the glaze set for a few minutes before slicing.
Step 9: Slice & Serve
Once the glaze has set, slice your beautiful banana chocolate chip bread with a serrated knife for clean cuts. It’s delicious served warm or at room temperature. I like to serve it with a nice cup of coffee or a glass of cold milk. Enjoy every moist, chocolate-filled bite!
What to Serve It With
This banana chocolate chip bread is so versatile, it fits into almost any occasion! For **Breakfast**, it’s a fantastic, slightly indulgent way to start the day. I love it toasted lightly and served with a dollop of Greek yogurt or a smear of cream cheese. It pairs perfectly with a strong black coffee or a steaming mug of tea. For **Brunch**, it’s a guaranteed crowd-pleaser. Present it as part of a larger spread with fresh fruit salad, scrambled eggs, and maybe some crispy bacon. A glass of freshly squeezed orange juice or a mimosa would be lovely alongside it. As **Dessert**, it’s an absolute winner. Serve a warm slice with a scoop of vanilla bean ice cream or a drizzle of caramel sauce for an irresistible treat. It’s also wonderful with a small dollop of whipped cream. And for those cozy **Snacks** anytime, it’s pure comfort food. Grab a slice (or two!) with a glass of cold milk or a hot chocolate – it’s the perfect antidote to a long day. My family loves it for afternoon tea, and it’s the first thing to disappear when we have guests over.
Top Tips for Perfecting Your Banana Chocolate Chip Bread
I’ve learned a few things over the years of making this bread, and I’m happy to share them so yours turns out just as amazing! First, about the bananas: **Zucchini Prep** isn’t really a thing here, but banana ripeness is crucial! Use bananas that are heavily spotted, almost black. They mash easily and provide the most moisture and sweetness. If your bananas are just yellow, they won’t give you that deep banana flavor. For **Mixing Advice**, remember that the golden rule for quick breads is to *not overmix*. Overmixing makes the bread tough. Mix the wet and dry ingredients until *just* combined. A few streaks of flour are okay; they’ll disappear as it bakes. For **Swirl Customization**, if you want a more dramatic swirl, you can reserve about 1/4 cup of the batter and mix in a tablespoon of cocoa powder and a tiny splash of milk into that portion. Then, dollop spoonfuls of the chocolate batter into the main batter before swirling gently. For **Ingredient Swaps**, I’ve successfully made this with whole wheat flour substituting 1/4 of the all-purpose flour for a nuttier flavor and added fiber – it might make it slightly denser though. You can also use a dairy-free milk and butter for a vegan-friendly version, though the texture might be slightly different. And for **Baking Tips**, always know your oven! Oven temperatures can vary, so it’s always best to check for doneness with a skewer. If your loaf is browning too quickly on top, loosely tent it with foil. For **Glaze Variations**, if you want a more stable glaze that sets up firm, use less liquid. If you prefer a softer glaze that soaks in a bit, use a little more liquid. You can also add a touch of espresso powder to the glaze for a mocha kick!
Storing and Reheating Tips
This banana chocolate chip bread is so good, you might have leftovers (though I make no promises!). For **Room Temperature** storage, keep it in an airtight container for up to 3 days. Make sure it’s completely cooled before storing, otherwise, condensation can make it soggy. If your kitchen is particularly warm, you might want to refrigerate it after the first day. For **Refrigerator Storage**, it will stay fresh for up to a week. Store it in an airtight container or wrap it tightly in plastic wrap. The texture might become a bit firmer when chilled, but it’s still delicious. For **Freezer Instructions**, this bread freezes beautifully! Let it cool completely, then wrap it tightly in a double layer of plastic wrap, followed by a layer of aluminum foil or a freezer bag. It can be frozen for up to 3 months. To thaw, unwrap it and let it sit at room temperature for a few hours, or gently reheat it. For **Glaze Timing Advice**, I recommend glazing the bread only when you plan to serve it within a day or two. If you’re freezing it, it’s best to glaze it *after* thawing. If you freeze a glazed loaf, the glaze might become a bit sticky or crackly upon thawing. To reheat a slice, pop it in the toaster oven for a few minutes until warmed through and the chocolate chips are melty again – it’s divine!
Frequently Asked Questions
Final Thoughts
There you have it – my absolute favorite banana chocolate chip bread recipe! It’s a recipe that’s brought so much joy to my kitchen, and I really hope it does the same for yours. It’s proof that sometimes, the simplest things, like ripe bananas and melty chocolate, can create something truly magical. It’s more than just a baked good; it’s a little slice of happiness, perfect for any moment you need a little comfort or a sweet pick-me-up. If you love this recipe, you might also enjoy my Fudgy Brownie Cookies or my Lemon Blueberry Scones for more simple yet incredibly satisfying baking adventures. I truly can’t wait to hear how yours turns out! Please, leave a comment below and let me know your thoughts, any tweaks you made, or how quickly it disappeared from your counter! Happy baking!

Easy Banana Bread Chocolate Chip Loaves
Ingredients
Main Ingredients
- 3 medium ripe bananas
- 0.33 cup unsweetened applesauce
- 1.25 cups white whole wheat flour
- 0.75 tsp baking soda
- 0.25 tsp salt
- 2 tbsp butter (softened)
- 0.33 cup brown sugar
- 2 large egg whites
- 0.5 tsp vanilla extract
- 1.5 oz mini chocolate chips
- Smart Balance baking spray
Instructions
Preparation Steps
- Preheat oven to 325°. Spray a non-stick loaf pan with cooking spray.
- Mash bananas in a bowl, set aside.
- In a medium bowl, combine flour, baking soda and salt with a wire whisk. Set aside.
- In a large bowl cream butter and sugar with an electric mixer.
- Add egg whites, bananas, apple sauce, vanilla; beat at medium speed until thick. Scrape down sides of the bowl.
- Add flour mixture, then blend at low speed until combined. Fold in chocolate chips. Do not over mix.
- Pour batter into muffin pan; bake on the center rack for about 40 minutes, or until a toothpick inserted in the center comes out clean.
